Free Calculator
529 College Savings Calculator
Find out if you're saving enough for college — see your projected balance, estimated total cost, and exactly how much to save each month to hit your goal.
🎓 What is a 529 Plan?
A 529 plan is a tax-advantaged savings account designed for education expenses. Your money grows tax-free and withdrawals for qualified education expenses (tuition, books, housing) are also tax-free. Most states offer their own 529 plans with additional state tax benefits. You don't have to use this calculator only for 529s — use it for any college savings goal!
📝 Your Numbers
years
Usually 18
years
Typically 4 years
years
Average 4-year public: ~$26k/yr, private: ~$55k/yr
$
What you've saved so far
$
How much you save per month
$
529 plans avg ~6% over time
%
College costs rise ~5%/year historically
%